Our Core Values
1. Independent Advice
a. Our advice is based on clients’ needs.
b. We represent our clients’ interests to seek the most suitable solutions.
2. Customized & Integrated Solutions
a. We implement customized solutions at the different stages of our clients’ lives.
b. We provide integrated multiple solutions to achieve our clients’ financial objectives.
3. Team-Based Approach
a. We serve our clients with a pool of expertise in various areas of Wealth Management Services.
a. Our advisers are qualified and well trained in all aspects of Wealth Management Services.
b. We uphold our practice standard by benchmarking the industry best practice.
Step 1 - Client Exploratory and Engagement Process
Harveston adviser introduces to client about the total wealth planning process, understand client's needs and goals and explain how adviser can help.
Step 2 - Fact finding and gather client information
Harveston adviser identifies client’s personal financial objectives, needs and priorities and gather necessary information and documents from client to understand client current financial situation.
Step 3 - Analyzing client data, planning objectives, executive summary
Harveston adviser assesses information given by client with regard to client existing wealth planning and compare them to client's objectives, needs and priorities then customises and details the suitable strategies, products and services to help client meet financial goals in a executive summary.
Step 4 - Presentation of executive summary
Harveston adviser presents the recommendations and explain the supporting rationale in a way that allows client to make an informed decision.
Step 5 - Solution implementation
Harveston adviser implement appropriate product(s) and service(s) that are consistent with the executive summary and recommendations accepted by the client.
Step 6 - On-going review and monitoring
Harveston adviser and client mutually define and agree on term for reviewing and reevaluating client's financial situation especially when there are changes in life stage like marriage and child born so that adviser can determine if the recommendations are still appropriate and also monitors client's progress to make sure it stay on track.