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This article was firstly published on SmartInvestor on 21st February 2021.

We’ve seen how the Covid-19 pandemic has hit us in many ways last year, and 2021 looks like it won’t be any different. Looking at the aspect of interest rates, it’s cheaper to borrow money now than ever before. However, the direct impact of cheaper loans will be the rate of return to your investments such as fixed deposits. Gone are the days when one could earn a comfortable yield of 3 to 4% per annum; we’re looking at less than 2% right now!

This article was firstly published on SmartInvestor on 21st January 2021.

Soon after the Budget 2021 was announced last November, there have been various debates in the public sphere about whether one should extend or reschedule loan repayments during this challenging time brought on by the Covid-19 pandemic.

This article was firstly published on SmartInvestor on 15th December 2020.

Since the beginning of movement control order (MCO) in Malaysia, we’ve seen how the Covid-19 pandemic has affected countless individuals and businesses. The government has done their part to inject assistance and stimulus, and there’s also been the enabling of EPF Account 2 withdrawals via iLestari, which has now been expanded to Account 1 via iSinar.